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点击立即查看Contrary to misconceptions, Xiaomi Consumer Finance does not operate as an online lending platform. Chongqing Xiaomi Consumer Finance Co., Ltd. (hereafter referred to as “Xiaomi CF”), sanctioned by the China Banking and Insurance Regulatory Commission (CBIRC), is a nationwide non-banking financial institution established in collaboration with Xiaomi Communications Technology Co., Ltd., Chongqing Rural Commercial Bank Co., Ltd., and four other distinguished enterprises. This alliance culminated in the company’s official launch on May 29, 2020, marking it as the twenty-sixth licensed consumer finance entity to commence operations across the nation.
When engaging in credit transactions with Xiaomi CF, the process for settling debts is both straightforward and customer-friendly. Borrowers are simply required to ensure that their designated bank accounts hold sufficient funds by the end of the day preceding the due date for the repayment installment. The institution initiates automated deductions at three specific times on the payment date: 8:00 AM, 4:00 PM, and 9:00 PM. Alternatively, users have the autonomy to manually initiate payments. By navigating to the homepage or the repayment section, selecting the “Proceed to Repayment” option, verifying the amount owed for the current period, and executing the transaction, the repayment can be completed seamlessly.
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