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点击立即查看As of the close of the third quarter on November 1st, according to an official update from the People’s Bank of China via its public channel, financial institutions had amassed a total of RMB loans outstanding amounting to 234.59 trillion yuan, marking a year-on-year growth of 10.9%. Throughout the first three quarters, the aggregate increase in RMB loans reached 19.75 trillion yuan, outpacing the corresponding period of the previous year by a significant margin of 1.67 trillion yuan.
By the termination of the third quarter in 2023, consumer loans extended to households in both domestic and foreign currencies (excluding mortgages) stood at a cumulative balance of 19.31 trillion yuan. This figure reflects a robust growth rate of 13%, which is notably higher by 8.9 percentage points compared to the end of the preceding year. Over the course of the first three quarters, these loans expanded by 1.28 trillion yuan, significantly surpassing the prior year’s increment by 765.5 billion yuan.
The balance of business-related loans provided to households reached 21.89 trillion yuan, showcasing a vigorous uptick of 18.2% year-over-year, a figure that climbed 1.7 percentage points above the level observed at the end of the previous year. In the span of the initial nine months, this category of loans saw a substantial augmentation of 2.97 trillion yuan, outstripping the year-ago period by 658.1 billion yuan.
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